Who We Are

The people we bring into our business are very important to us, all of whom are regulated by the Financial Conduct Authority. We recognise that financial planning is a personal journey and to get the most along the way, you need someone who you can talk openly and honestly with, who you can relate to and trust.

Meet The Team

Iain McCulloch, Managing Director

Tel. 02380 920128
Email. [email protected]

Iain has over 20 years’ experience within financial services and leads the team at HJS Financial Planning. Following 10 years working in large financial service organisations, Iain started up his own practice and now enjoys supporting clients with his holistic approach to financial planning. This means that recommendations are made in consideration of all your financial assets, to ensure the different components of the financial plan work together.

Iain’s areas of expertise are pensions, investments and estate planning.

Outside of the office, Iain is a keen fisherman and enjoys maintaining a high level of fitness. As a married father, Iain understands the pressure people feel to adequately provide for their family in the future.

Peter Winter, Adviser

Tel. 02380 920128
Email. [email protected]

Peter has worked with some of the world’s leading financial services companies including HSBC and Zurich during his career so far. Peter is passionate about using state of the art lifestyle planning tools in order to help his clients achieve financial freedom.

Peter is highly regarded in the industry and is both a Fellow of the CII and a Chartered Financial Planner. His area of expertise is equity release.

Outside of the office, Peter is a keen runner.

Pete Doncom, Adviser

Tel. 02380 920128
Email. [email protected]

Peter has spent the last 31 years in financial services as a financial adviser, specialising in Pensions, Investments, Protection, Mortgages and Holistic Financial Planning. Peter believes in giving a great deal of care and attention to client’s individual cases and circumstances and offers informative and helpful advice.

Outside of work – He enjoys spending time with his four children and family, and he recently became a granddad .Other interests are the theatre, DIY and following his passion for football.

Colin Higgin-Botham, Compliance Manager

Tel. 02380 920128
Email. [email protected]

Colin has been in the Financial Services industry for nearly 30 years, firstly as an adviser and then he moved to the compliance field. He brings a wealth of experience and provides practical support to our staff in the field of compliance, ensuring that our clients are kept at the forefront of our business planning.

Colin is also a keen fisherman but mostly likes to spend time with his wife of 33 years going to shows. He enjoys entertaining and is an active member of the United Reformed Church.

How can we help you?